All of our customers depend on Lloyds Banking Group to grow their business and provide personal finance and payment innovations. Services that change lives for the better. Consumer and Product Management is where many of these game-changing ideas are created and delivered.

Consumer and Product Management brings together a host of specialist knowledge and expertise, all with the aim of delivering the best products and services for our personal consumers and businesses. Our businesses products include vehicle leasing and management, corporate credit cards and store card reader network services, while for personal consumers we offer car finance credit cards and personal loans. It’s is an exciting part of the Group whose varied areas, not all typical of most banks, might just surprise you.

For inquisitive graduates, who like variety, enjoy problem-solving and are driven to become leaders, our Consumer and Product Management internship or Graduate Leadership Programme is an excellent start to a fulfilling professional career.


Gain valuable insights into the breadth of activities that support our products – and discover what excites you and where your strengths lie – on this two-year programme. Working in different UK cities, on a number of rotations, you’ll further develop your skills in the following business areas:

Consumer Payment Solutions

We develop exciting and tangible propositions to help consumers finance their lives. This includes products and services for consumer credit cards, commercial card payments and card acceptance terminals. We’re also a market-leader in next generation payments such as Apple Pay.

Consumer Lending

We provide personal loans for customers – helping them finance their purchases and restructure borrowing. We continue to innovate as customer expectations develop.

Motor Finance

Through our Black Horse brand, we offer a robust suite of finance products to consumers who are buying a new or used vehicle. We offer this through a network of over 5,000 of the UK’s leading motor dealers and manufacturers. And through our Lex Autolease brand, we are the UK’s largest vehicle leasing and fleet management company, helping businesses stay on the move from Small to Medium Enterprises to large corporate customers.

Support Functions

Our business is underpinned by specialist teams that help keep the show on the road from customer-facing operations, to dedicated change functions, to IT and digital innovation, customer experience and analytics.


Working in this agile, fast-paced environment, you will enjoy a 10-week, paid placement designed to give you insights into the different roles and teams that make up Consumer and Product Management and the crucial role this business area plays at Lloyds Banking Group.

You can look forward to responsibility right from day one, along with extensive manager support, guidance and opportunities to make a real contribution to our business.

Locations: All of our Graduate Leadership Programmes are rotational and our Consumer and Product Management roles are based nationwide, including London, Birmingham, Cardiff, Manchester and Edinburgh. Interns will stay in the same location for the duration of the programme. 

Salary: Graduate salaries start at £28,000p.a. and Internships are 18,000 p.a. pro-rata.

Read more about what you'll do in this role

Read more about the training on our Graduate Leadership Programmes